LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,084
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,078
−HK$2,025/mo
Today · 4.125%
HK$68,103
baseline
▲ 0.50% · 4.625%
HK$72,247
+HK$4,144/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,206/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,293
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,205
−HK$1,940/mo
Today · 4.125%
HK$75,145
baseline
▲ 0.50% · 4.625%
HK$79,106
+HK$3,961/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,290/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,901
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,293
−HK$2,430/mo
Today · 4.125%
HK$81,723
baseline
▲ 0.50% · 4.625%
HK$86,696
+HK$4,973/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,446/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,552
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,846
−HK$2,328/mo
Today · 4.125%
HK$90,174
baseline
▲ 0.50% · 4.625%
HK$94,927
+HK$4,753/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,348/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,718
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,509
−HK$2,835/mo
Today · 4.125%
HK$95,344
baseline
▲ 0.50% · 4.625%
HK$101,146
+HK$5,802/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,688/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,810
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$102,487
−HK$2,716/mo
Today · 4.125%
HK$105,203
baseline
▲ 0.50% · 4.625%
HK$110,748
+HK$5,545/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,406/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,352
−HK$7,233/mo
▼ 0.25% · 3.875%
HK$118,940
−HK$3,645/mo
Today · 4.125%
HK$122,585
baseline
▲ 0.50% · 4.625%
HK$130,044
+HK$7,459/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$245,170/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,328
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$131,769
−HK$3,492/mo
Today · 4.125%
HK$135,261
baseline
▲ 0.50% · 4.625%
HK$142,390
+HK$7,129/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$270,522/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,419 · Scale 2, in force from 26 Feb 2026)