LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,086
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,079
−HK$2,026/mo
Today · 4.125%
HK$68,105
baseline
▲ 0.50% · 4.625%
HK$72,249
+HK$4,144/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,210/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,295
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,207
−HK$1,940/mo
Today · 4.125%
HK$75,147
baseline
▲ 0.50% · 4.625%
HK$79,108
+HK$3,961/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,294/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,903
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$79,295
−HK$2,431/mo
Today · 4.125%
HK$81,726
baseline
▲ 0.50% · 4.625%
HK$86,699
+HK$4,973/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,452/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,554
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,849
−HK$2,327/mo
Today · 4.125%
HK$90,176
baseline
▲ 0.50% · 4.625%
HK$94,930
+HK$4,754/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,352/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,720
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$92,511
−HK$2,836/mo
Today · 4.125%
HK$95,347
baseline
▲ 0.50% · 4.625%
HK$101,148
+HK$5,801/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,694/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,813
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$102,490
−HK$2,716/mo
Today · 4.125%
HK$105,206
baseline
▲ 0.50% · 4.625%
HK$110,751
+HK$5,545/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,412/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,355
−HK$7,234/mo
▼ 0.25% · 3.875%
HK$118,943
−HK$3,646/mo
Today · 4.125%
HK$122,589
baseline
▲ 0.50% · 4.625%
HK$130,048
+HK$7,459/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$245,178/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,331
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$131,773
−HK$3,491/mo
Today · 4.125%
HK$135,264
baseline
▲ 0.50% · 4.625%
HK$142,394
+HK$7,130/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$270,528/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,452 · Scale 2, in force from 26 Feb 2026)