LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,087
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,080
−HK$2,026/mo
Today · 4.125%
HK$68,106
baseline
▲ 0.50% · 4.625%
HK$72,250
+HK$4,144/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,212/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,296
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,208
−HK$1,940/mo
Today · 4.125%
HK$75,148
baseline
▲ 0.50% · 4.625%
HK$79,109
+HK$3,961/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,296/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,904
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$79,296
−HK$2,431/mo
Today · 4.125%
HK$81,727
baseline
▲ 0.50% · 4.625%
HK$86,700
+HK$4,973/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,454/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,555
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,850
−HK$2,327/mo
Today · 4.125%
HK$90,177
baseline
▲ 0.50% · 4.625%
HK$94,931
+HK$4,754/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,354/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,721
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$92,512
−HK$2,836/mo
Today · 4.125%
HK$95,348
baseline
▲ 0.50% · 4.625%
HK$101,149
+HK$5,801/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$190,696/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,814
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$102,491
−HK$2,716/mo
Today · 4.125%
HK$105,207
baseline
▲ 0.50% · 4.625%
HK$110,752
+HK$5,545/mo
Deposit HK$8.43M · loan HK$19.67M · min. income ≈ HK$210,414/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,356
−HK$7,234/mo
▼ 0.25% · 3.875%
HK$118,944
−HK$3,646/mo
Today · 4.125%
HK$122,590
baseline
▲ 0.50% · 4.625%
HK$130,049
+HK$7,459/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$245,180/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,333
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$131,774
−HK$3,492/mo
Today · 4.125%
HK$135,266
baseline
▲ 0.50% · 4.625%
HK$142,396
+HK$7,130/mo
Deposit HK$2.81M · loan HK$25.29M · min. income ≈ HK$270,532/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,194,465 · Scale 2, in force from 26 Feb 2026)