LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,093
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,087
−HK$2,025/mo
Today · 4.125%
HK$68,112
baseline
▲ 0.50% · 4.625%
HK$72,257
+HK$4,145/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$136,224/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,303
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,215
−HK$1,940/mo
Today · 4.125%
HK$75,155
baseline
▲ 0.50% · 4.625%
HK$79,116
+HK$3,961/mo
Deposit HK$14.05M · loan HK$14.05M · min. income ≈ HK$150,310/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,911
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$79,304
−HK$2,430/mo
Today · 4.125%
HK$81,734
baseline
▲ 0.50% · 4.625%
HK$86,708
+HK$4,974/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$163,468/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,563
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$87,858
−HK$2,328/mo
Today · 4.125%
HK$90,186
baseline
▲ 0.50% · 4.625%
HK$94,940
+HK$4,754/mo
Deposit HK$11.24M · loan HK$16.86M · min. income ≈ HK$180,372/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,730
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$92,521
−HK$2,836/mo
Today · 4.125%
HK$95,357
baseline
▲ 0.50% · 4.625%
HK$101,159
+HK$5,802/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$190,714/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,824
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$102,501
−HK$2,716/mo
Today · 4.125%
HK$105,217
baseline
▲ 0.50% · 4.625%
HK$110,763
+HK$5,546/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$210,434/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,367
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$118,956
−HK$3,646/mo
Today · 4.125%
HK$122,602
baseline
▲ 0.50% · 4.625%
HK$130,062
+HK$7,460/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$245,204/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,345
−HK$6,934/mo
▼ 0.25% · 3.875%
HK$131,787
−HK$3,492/mo
Today · 4.125%
HK$135,279
baseline
▲ 0.50% · 4.625%
HK$142,410
+HK$7,131/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$270,558/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,580 · Scale 2, in force from 26 Feb 2026)