LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,101
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,095
−HK$2,026/mo
Today · 4.125%
HK$68,121
baseline
▲ 0.50% · 4.625%
HK$72,265
+HK$4,144/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,242/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,312
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,224
−HK$1,940/mo
Today · 4.125%
HK$75,164
baseline
▲ 0.50% · 4.625%
HK$79,126
+HK$3,962/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,328/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,921
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,314
−HK$2,431/mo
Today · 4.125%
HK$81,745
baseline
▲ 0.50% · 4.625%
HK$86,719
+HK$4,974/mo
Deposit HK$11.24M · loan HK$16.87M · min. income ≈ HK$163,490/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,574
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$87,869
−HK$2,328/mo
Today · 4.125%
HK$90,197
baseline
▲ 0.50% · 4.625%
HK$94,952
+HK$4,755/mo
Deposit HK$11.24M · loan HK$16.87M · min. income ≈ HK$180,394/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,741
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,533
−HK$2,836/mo
Today · 4.125%
HK$95,369
baseline
▲ 0.50% · 4.625%
HK$101,172
+HK$5,803/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$190,738/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,836
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,514
−HK$2,716/mo
Today · 4.125%
HK$105,230
baseline
▲ 0.50% · 4.625%
HK$110,777
+HK$5,547/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$210,460/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,382
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$118,971
−HK$3,646/mo
Today · 4.125%
HK$122,617
baseline
▲ 0.50% · 4.625%
HK$130,078
+HK$7,461/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$245,234/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,361
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$131,803
−HK$3,493/mo
Today · 4.125%
HK$135,296
baseline
▲ 0.50% · 4.625%
HK$142,427
+HK$7,131/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$270,592/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,728 · Scale 2, in force from 26 Feb 2026)