LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,102
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,095
−HK$2,026/mo
Today · 4.125%
HK$68,121
baseline
▲ 0.50% · 4.625%
HK$72,266
+HK$4,145/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,242/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,312
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,225
−HK$1,940/mo
Today · 4.125%
HK$75,165
baseline
▲ 0.50% · 4.625%
HK$79,127
+HK$3,962/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,330/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,922
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,315
−HK$2,431/mo
Today · 4.125%
HK$81,746
baseline
▲ 0.50% · 4.625%
HK$86,720
+HK$4,974/mo
Deposit HK$11.24M · loan HK$16.87M · min. income ≈ HK$163,492/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,575
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$87,870
−HK$2,328/mo
Today · 4.125%
HK$90,198
baseline
▲ 0.50% · 4.625%
HK$94,953
+HK$4,755/mo
Deposit HK$11.24M · loan HK$16.87M · min. income ≈ HK$180,396/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,742
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,534
−HK$2,836/mo
Today · 4.125%
HK$95,370
baseline
▲ 0.50% · 4.625%
HK$101,173
+HK$5,803/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$190,740/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,837
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,515
−HK$2,716/mo
Today · 4.125%
HK$105,231
baseline
▲ 0.50% · 4.625%
HK$110,778
+HK$5,547/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$210,462/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,383
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$118,972
−HK$3,646/mo
Today · 4.125%
HK$122,618
baseline
▲ 0.50% · 4.625%
HK$130,079
+HK$7,461/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$245,236/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,362
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$131,805
−HK$3,492/mo
Today · 4.125%
HK$135,297
baseline
▲ 0.50% · 4.625%
HK$142,429
+HK$7,132/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$270,594/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,742 · Scale 2, in force from 26 Feb 2026)