LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,103
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,097
−HK$2,025/mo
Today · 4.125%
HK$68,122
baseline
▲ 0.50% · 4.625%
HK$72,268
+HK$4,146/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,244/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,314
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,226
−HK$1,940/mo
Today · 4.125%
HK$75,166
baseline
▲ 0.50% · 4.625%
HK$79,129
+HK$3,963/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,332/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,923
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,316
−HK$2,431/mo
Today · 4.125%
HK$81,747
baseline
▲ 0.50% · 4.625%
HK$86,721
+HK$4,974/mo
Deposit HK$11.24M · loan HK$16.87M · min. income ≈ HK$163,494/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,576
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,871
−HK$2,329/mo
Today · 4.125%
HK$90,200
baseline
▲ 0.50% · 4.625%
HK$94,954
+HK$4,754/mo
Deposit HK$11.24M · loan HK$16.87M · min. income ≈ HK$180,400/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,744
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$92,535
−HK$2,836/mo
Today · 4.125%
HK$95,371
baseline
▲ 0.50% · 4.625%
HK$101,175
+HK$5,804/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$190,742/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,839
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,517
−HK$2,716/mo
Today · 4.125%
HK$105,233
baseline
▲ 0.50% · 4.625%
HK$110,780
+HK$5,547/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$210,466/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,385
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$118,974
−HK$3,646/mo
Today · 4.125%
HK$122,620
baseline
▲ 0.50% · 4.625%
HK$130,082
+HK$7,462/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$245,240/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,364
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$131,807
−HK$3,492/mo
Today · 4.125%
HK$135,299
baseline
▲ 0.50% · 4.625%
HK$142,431
+HK$7,132/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$270,598/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,762 · Scale 2, in force from 26 Feb 2026)