LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,106
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,100
−HK$2,026/mo
Today · 4.125%
HK$68,126
baseline
▲ 0.50% · 4.625%
HK$72,271
+HK$4,145/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,252/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,317
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,230
−HK$1,940/mo
Today · 4.125%
HK$75,170
baseline
▲ 0.50% · 4.625%
HK$79,133
+HK$3,963/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,340/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,927
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,320
−HK$2,431/mo
Today · 4.125%
HK$81,751
baseline
▲ 0.50% · 4.625%
HK$86,726
+HK$4,975/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$163,502/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,581
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$87,876
−HK$2,328/mo
Today · 4.125%
HK$90,204
baseline
▲ 0.50% · 4.625%
HK$94,959
+HK$4,755/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$180,408/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,748
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,540
−HK$2,836/mo
Today · 4.125%
HK$95,376
baseline
▲ 0.50% · 4.625%
HK$101,180
+HK$5,804/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$190,752/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,844
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,522
−HK$2,717/mo
Today · 4.125%
HK$105,239
baseline
▲ 0.50% · 4.625%
HK$110,786
+HK$5,547/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$210,478/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,391
−HK$7,236/mo
▼ 0.25% · 3.875%
HK$118,980
−HK$3,647/mo
Today · 4.125%
HK$122,627
baseline
▲ 0.50% · 4.625%
HK$130,088
+HK$7,461/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$245,254/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,371
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$131,814
−HK$3,493/mo
Today · 4.125%
HK$135,307
baseline
▲ 0.50% · 4.625%
HK$142,439
+HK$7,132/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$270,614/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,825 · Scale 2, in force from 26 Feb 2026)