LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,107
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,101
−HK$2,026/mo
Today · 4.125%
HK$68,127
baseline
▲ 0.50% · 4.625%
HK$72,272
+HK$4,145/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,254/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,318
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,231
−HK$1,940/mo
Today · 4.125%
HK$75,171
baseline
▲ 0.50% · 4.625%
HK$79,134
+HK$3,963/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,342/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,928
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,321
−HK$2,431/mo
Today · 4.125%
HK$81,752
baseline
▲ 0.50% · 4.625%
HK$86,727
+HK$4,975/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$163,504/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,582
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,877
−HK$2,329/mo
Today · 4.125%
HK$90,206
baseline
▲ 0.50% · 4.625%
HK$94,960
+HK$4,754/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$180,412/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,750
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,541
−HK$2,837/mo
Today · 4.125%
HK$95,378
baseline
▲ 0.50% · 4.625%
HK$101,181
+HK$5,803/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$190,756/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,846
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,523
−HK$2,717/mo
Today · 4.125%
HK$105,240
baseline
▲ 0.50% · 4.625%
HK$110,787
+HK$5,547/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$210,480/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,392
−HK$7,236/mo
▼ 0.25% · 3.875%
HK$118,982
−HK$3,646/mo
Today · 4.125%
HK$122,628
baseline
▲ 0.50% · 4.625%
HK$130,090
+HK$7,462/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$245,256/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,373
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$131,816
−HK$3,492/mo
Today · 4.125%
HK$135,308
baseline
▲ 0.50% · 4.625%
HK$142,441
+HK$7,133/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$270,616/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,840 · Scale 2, in force from 26 Feb 2026)