LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,108
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,102
−HK$2,026/mo
Today · 4.125%
HK$68,128
baseline
▲ 0.50% · 4.625%
HK$72,274
+HK$4,146/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,256/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,320
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,233
−HK$1,940/mo
Today · 4.125%
HK$75,173
baseline
▲ 0.50% · 4.625%
HK$79,136
+HK$3,963/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,346/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,930
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,323
−HK$2,431/mo
Today · 4.125%
HK$81,754
baseline
▲ 0.50% · 4.625%
HK$86,729
+HK$4,975/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$163,508/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,584
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,879
−HK$2,329/mo
Today · 4.125%
HK$90,208
baseline
▲ 0.50% · 4.625%
HK$94,963
+HK$4,755/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$180,416/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,752
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,543
−HK$2,837/mo
Today · 4.125%
HK$95,380
baseline
▲ 0.50% · 4.625%
HK$101,184
+HK$5,804/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$190,760/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,848
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,526
−HK$2,716/mo
Today · 4.125%
HK$105,242
baseline
▲ 0.50% · 4.625%
HK$110,790
+HK$5,548/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$210,484/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,395
−HK$7,236/mo
▼ 0.25% · 3.875%
HK$118,984
−HK$3,647/mo
Today · 4.125%
HK$122,631
baseline
▲ 0.50% · 4.625%
HK$130,093
+HK$7,462/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$245,262/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,376
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$131,819
−HK$3,493/mo
Today · 4.125%
HK$135,312
baseline
▲ 0.50% · 4.625%
HK$142,444
+HK$7,132/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$270,624/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,868 · Scale 2, in force from 26 Feb 2026)