LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,109
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,103
−HK$2,026/mo
Today · 4.125%
HK$68,129
baseline
▲ 0.50% · 4.625%
HK$72,275
+HK$4,146/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,258/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,321
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,233
−HK$1,941/mo
Today · 4.125%
HK$75,174
baseline
▲ 0.50% · 4.625%
HK$79,136
+HK$3,962/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,348/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,931
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,324
−HK$2,431/mo
Today · 4.125%
HK$81,755
baseline
▲ 0.50% · 4.625%
HK$86,730
+HK$4,975/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$163,510/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,585
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,880
−HK$2,329/mo
Today · 4.125%
HK$90,209
baseline
▲ 0.50% · 4.625%
HK$94,964
+HK$4,755/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$180,418/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,753
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,544
−HK$2,837/mo
Today · 4.125%
HK$95,381
baseline
▲ 0.50% · 4.625%
HK$101,185
+HK$5,804/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$190,762/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,849
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,527
−HK$2,716/mo
Today · 4.125%
HK$105,243
baseline
▲ 0.50% · 4.625%
HK$110,791
+HK$5,548/mo
Deposit HK$8.43M · loan HK$19.68M · min. income ≈ HK$210,486/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,396
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$118,986
−HK$3,647/mo
Today · 4.125%
HK$122,633
baseline
▲ 0.50% · 4.625%
HK$130,094
+HK$7,461/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$245,266/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,377
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$131,820
−HK$3,493/mo
Today · 4.125%
HK$135,313
baseline
▲ 0.50% · 4.625%
HK$142,445
+HK$7,132/mo
Deposit HK$2.81M · loan HK$25.30M · min. income ≈ HK$270,626/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,880 · Scale 2, in force from 26 Feb 2026)