LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,114
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,108
−HK$2,027/mo
Today · 4.125%
HK$68,135
baseline
▲ 0.50% · 4.625%
HK$72,280
+HK$4,145/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,270/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,326
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,239
−HK$1,941/mo
Today · 4.125%
HK$75,180
baseline
▲ 0.50% · 4.625%
HK$79,143
+HK$3,963/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,360/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,194,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,937
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,330
−HK$2,431/mo
Today · 4.125%
HK$81,761
baseline
▲ 0.50% · 4.625%
HK$86,736
+HK$4,975/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$163,522/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,591
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,887
−HK$2,329/mo
Today · 4.125%
HK$90,216
baseline
▲ 0.50% · 4.625%
HK$94,971
+HK$4,755/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$180,432/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,194,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,760
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,552
−HK$2,836/mo
Today · 4.125%
HK$95,388
baseline
▲ 0.50% · 4.625%
HK$101,193
+HK$5,805/mo
Deposit HK$8.44M · loan HK$19.68M · min. income ≈ HK$190,776/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,857
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,535
−HK$2,717/mo
Today · 4.125%
HK$105,252
baseline
▲ 0.50% · 4.625%
HK$110,800
+HK$5,548/mo
Deposit HK$8.44M · loan HK$19.68M · min. income ≈ HK$210,504/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,194,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,405
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$118,995
−HK$3,647/mo
Today · 4.125%
HK$122,642
baseline
▲ 0.50% · 4.625%
HK$130,105
+HK$7,463/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$245,284/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,387
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$131,830
−HK$3,494/mo
Today · 4.125%
HK$135,324
baseline
▲ 0.50% · 4.625%
HK$142,457
+HK$7,133/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$270,648/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,194,974 · Scale 2, in force from 26 Feb 2026)