LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,120
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,114
−HK$2,027/mo
Today · 4.125%
HK$68,141
baseline
▲ 0.50% · 4.625%
HK$72,287
+HK$4,146/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,282/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,195,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,333
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,246
−HK$1,941/mo
Today · 4.125%
HK$75,187
baseline
▲ 0.50% · 4.625%
HK$79,150
+HK$3,963/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,374/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$1,195,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,944
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$79,337
−HK$2,432/mo
Today · 4.125%
HK$81,769
baseline
▲ 0.50% · 4.625%
HK$86,744
+HK$4,975/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$163,538/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,195,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,599
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,895
−HK$2,329/mo
Today · 4.125%
HK$90,224
baseline
▲ 0.50% · 4.625%
HK$94,980
+HK$4,756/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$180,448/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,195,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,768
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$92,560
−HK$2,837/mo
Today · 4.125%
HK$95,397
baseline
▲ 0.50% · 4.625%
HK$101,202
+HK$5,805/mo
Deposit HK$8.44M · loan HK$19.68M · min. income ≈ HK$190,794/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,866
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,544
−HK$2,717/mo
Today · 4.125%
HK$105,261
baseline
▲ 0.50% · 4.625%
HK$110,810
+HK$5,549/mo
Deposit HK$8.44M · loan HK$19.68M · min. income ≈ HK$210,522/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,416
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$119,006
−HK$3,647/mo
Today · 4.125%
HK$122,653
baseline
▲ 0.50% · 4.625%
HK$130,116
+HK$7,463/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$245,306/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,399
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$131,842
−HK$3,494/mo
Today · 4.125%
HK$135,336
baseline
▲ 0.50% · 4.625%
HK$142,469
+HK$7,133/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$270,672/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,082 · Scale 2, in force from 26 Feb 2026)