LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,123
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,118
−HK$2,026/mo
Today · 4.125%
HK$68,144
baseline
▲ 0.50% · 4.625%
HK$72,290
+HK$4,146/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,288/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,336
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,249
−HK$1,941/mo
Today · 4.125%
HK$75,190
baseline
▲ 0.50% · 4.625%
HK$79,154
+HK$3,964/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,380/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,948
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$79,341
−HK$2,432/mo
Today · 4.125%
HK$81,773
baseline
▲ 0.50% · 4.625%
HK$86,749
+HK$4,976/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$163,546/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,195,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,603
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,899
−HK$2,329/mo
Today · 4.125%
HK$90,228
baseline
▲ 0.50% · 4.625%
HK$94,984
+HK$4,756/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$180,456/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,195,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,772
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$92,565
−HK$2,837/mo
Today · 4.125%
HK$95,402
baseline
▲ 0.50% · 4.625%
HK$101,207
+HK$5,805/mo
Deposit HK$8.44M · loan HK$19.68M · min. income ≈ HK$190,804/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,871
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,549
−HK$2,717/mo
Today · 4.125%
HK$105,266
baseline
▲ 0.50% · 4.625%
HK$110,815
+HK$5,549/mo
Deposit HK$8.44M · loan HK$19.68M · min. income ≈ HK$210,532/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,421
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$119,012
−HK$3,647/mo
Today · 4.125%
HK$122,659
baseline
▲ 0.50% · 4.625%
HK$130,123
+HK$7,464/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$245,318/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,405
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$131,849
−HK$3,493/mo
Today · 4.125%
HK$135,342
baseline
▲ 0.50% · 4.625%
HK$142,477
+HK$7,135/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$270,684/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,141 · Scale 2, in force from 26 Feb 2026)