LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,125
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,120
−HK$2,027/mo
Today · 4.125%
HK$68,147
baseline
▲ 0.50% · 4.625%
HK$72,293
+HK$4,146/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,294/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,339
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,252
−HK$1,941/mo
Today · 4.125%
HK$75,193
baseline
▲ 0.50% · 4.625%
HK$79,157
+HK$3,964/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,386/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,951
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$79,344
−HK$2,432/mo
Today · 4.125%
HK$81,776
baseline
▲ 0.50% · 4.625%
HK$86,752
+HK$4,976/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$163,552/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,195,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,607
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,903
−HK$2,329/mo
Today · 4.125%
HK$90,232
baseline
▲ 0.50% · 4.625%
HK$94,988
+HK$4,756/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$180,464/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,195,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,776
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$92,568
−HK$2,837/mo
Today · 4.125%
HK$95,405
baseline
▲ 0.50% · 4.625%
HK$101,211
+HK$5,806/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$190,810/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,875
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$102,553
−HK$2,717/mo
Today · 4.125%
HK$105,270
baseline
▲ 0.50% · 4.625%
HK$110,819
+HK$5,549/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$210,540/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,426
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$119,016
−HK$3,648/mo
Today · 4.125%
HK$122,664
baseline
▲ 0.50% · 4.625%
HK$130,128
+HK$7,464/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$245,328/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,410
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$131,854
−HK$3,494/mo
Today · 4.125%
HK$135,348
baseline
▲ 0.50% · 4.625%
HK$142,482
+HK$7,134/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$270,696/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,188 · Scale 2, in force from 26 Feb 2026)