LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,128
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,123
−HK$2,027/mo
Today · 4.125%
HK$68,150
baseline
▲ 0.50% · 4.625%
HK$72,296
+HK$4,146/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,300/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,342
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,255
−HK$1,941/mo
Today · 4.125%
HK$75,196
baseline
▲ 0.50% · 4.625%
HK$79,160
+HK$3,964/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,392/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,954
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$79,347
−HK$2,432/mo
Today · 4.125%
HK$81,779
baseline
▲ 0.50% · 4.625%
HK$86,756
+HK$4,977/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$163,558/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,195,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,610
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$87,906
−HK$2,330/mo
Today · 4.125%
HK$90,236
baseline
▲ 0.50% · 4.625%
HK$94,992
+HK$4,756/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$180,472/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,195,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,779
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$92,572
−HK$2,837/mo
Today · 4.125%
HK$95,409
baseline
▲ 0.50% · 4.625%
HK$101,215
+HK$5,806/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$190,818/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,879
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$102,557
−HK$2,718/mo
Today · 4.125%
HK$105,275
baseline
▲ 0.50% · 4.625%
HK$110,824
+HK$5,549/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$210,550/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,431
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$119,021
−HK$3,648/mo
Today · 4.125%
HK$122,669
baseline
▲ 0.50% · 4.625%
HK$130,133
+HK$7,464/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$245,338/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,415
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$131,859
−HK$3,494/mo
Today · 4.125%
HK$135,353
baseline
▲ 0.50% · 4.625%
HK$142,488
+HK$7,135/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$270,706/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,237 · Scale 2, in force from 26 Feb 2026)