LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,129
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,124
−HK$2,027/mo
Today · 4.125%
HK$68,151
baseline
▲ 0.50% · 4.625%
HK$72,297
+HK$4,146/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,302/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,343
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,256
−HK$1,941/mo
Today · 4.125%
HK$75,197
baseline
▲ 0.50% · 4.625%
HK$79,161
+HK$3,964/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,394/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,955
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,349
−HK$2,432/mo
Today · 4.125%
HK$81,781
baseline
▲ 0.50% · 4.625%
HK$86,757
+HK$4,976/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$163,562/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,195,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,612
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,908
−HK$2,329/mo
Today · 4.125%
HK$90,237
baseline
▲ 0.50% · 4.625%
HK$94,993
+HK$4,756/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$180,474/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,195,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,781
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$92,573
−HK$2,838/mo
Today · 4.125%
HK$95,411
baseline
▲ 0.50% · 4.625%
HK$101,216
+HK$5,805/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$190,822/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,880
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$102,559
−HK$2,717/mo
Today · 4.125%
HK$105,276
baseline
▲ 0.50% · 4.625%
HK$110,826
+HK$5,550/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$210,552/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,432
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$119,023
−HK$3,648/mo
Today · 4.125%
HK$122,671
baseline
▲ 0.50% · 4.625%
HK$130,135
+HK$7,464/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$245,342/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,417
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$131,861
−HK$3,494/mo
Today · 4.125%
HK$135,355
baseline
▲ 0.50% · 4.625%
HK$142,490
+HK$7,135/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$270,710/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,255 · Scale 2, in force from 26 Feb 2026)