LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,130
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,125
−HK$2,027/mo
Today · 4.125%
HK$68,152
baseline
▲ 0.50% · 4.625%
HK$72,299
+HK$4,147/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,304/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,344
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,258
−HK$1,941/mo
Today · 4.125%
HK$75,199
baseline
▲ 0.50% · 4.625%
HK$79,162
+HK$3,963/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,398/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,956
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,350
−HK$2,432/mo
Today · 4.125%
HK$81,782
baseline
▲ 0.50% · 4.625%
HK$86,758
+HK$4,976/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$163,564/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,195,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,613
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,909
−HK$2,329/mo
Today · 4.125%
HK$90,238
baseline
▲ 0.50% · 4.625%
HK$94,995
+HK$4,757/mo
Deposit HK$11.25M · loan HK$16.87M · min. income ≈ HK$180,476/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,195,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,782
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$92,575
−HK$2,837/mo
Today · 4.125%
HK$95,412
baseline
▲ 0.50% · 4.625%
HK$101,218
+HK$5,806/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$190,824/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,882
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$102,561
−HK$2,717/mo
Today · 4.125%
HK$105,278
baseline
▲ 0.50% · 4.625%
HK$110,827
+HK$5,549/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$210,556/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,434
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$119,025
−HK$3,648/mo
Today · 4.125%
HK$122,673
baseline
▲ 0.50% · 4.625%
HK$130,137
+HK$7,464/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$245,346/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,419
−HK$6,939/mo
▼ 0.25% · 3.875%
HK$131,864
−HK$3,494/mo
Today · 4.125%
HK$135,358
baseline
▲ 0.50% · 4.625%
HK$142,492
+HK$7,134/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$270,716/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,275 · Scale 2, in force from 26 Feb 2026)