LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,134
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,129
−HK$2,026/mo
Today · 4.125%
HK$68,155
baseline
▲ 0.50% · 4.625%
HK$72,303
+HK$4,148/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,310/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,348
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,262
−HK$1,941/mo
Today · 4.125%
HK$75,203
baseline
▲ 0.50% · 4.625%
HK$79,167
+HK$3,964/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,406/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,960
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$79,354
−HK$2,433/mo
Today · 4.125%
HK$81,787
baseline
▲ 0.50% · 4.625%
HK$86,763
+HK$4,976/mo
Deposit HK$11.25M · loan HK$16.88M · min. income ≈ HK$163,574/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,618
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,914
−HK$2,329/mo
Today · 4.125%
HK$90,243
baseline
▲ 0.50% · 4.625%
HK$95,000
+HK$4,757/mo
Deposit HK$11.25M · loan HK$16.88M · min. income ≈ HK$180,486/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,787
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,580
−HK$2,838/mo
Today · 4.125%
HK$95,418
baseline
▲ 0.50% · 4.625%
HK$101,224
+HK$5,806/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$190,836/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,887
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,566
−HK$2,718/mo
Today · 4.125%
HK$105,284
baseline
▲ 0.50% · 4.625%
HK$110,834
+HK$5,550/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$210,568/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,441
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$119,032
−HK$3,648/mo
Today · 4.125%
HK$122,680
baseline
▲ 0.50% · 4.625%
HK$130,145
+HK$7,465/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$245,360/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,427
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$131,871
−HK$3,494/mo
Today · 4.125%
HK$135,365
baseline
▲ 0.50% · 4.625%
HK$142,500
+HK$7,135/mo
Deposit HK$2.81M · loan HK$25.31M · min. income ≈ HK$270,730/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,340 · Scale 2, in force from 26 Feb 2026)