LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,139
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,134
−HK$2,027/mo
Today · 4.125%
HK$68,161
baseline
▲ 0.50% · 4.625%
HK$72,308
+HK$4,147/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,322/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,353
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,267
−HK$1,941/mo
Today · 4.125%
HK$75,208
baseline
▲ 0.50% · 4.625%
HK$79,173
+HK$3,965/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,416/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,966
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$79,360
−HK$2,433/mo
Today · 4.125%
HK$81,793
baseline
▲ 0.50% · 4.625%
HK$86,770
+HK$4,977/mo
Deposit HK$11.25M · loan HK$16.88M · min. income ≈ HK$163,586/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,624
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$87,921
−HK$2,329/mo
Today · 4.125%
HK$90,250
baseline
▲ 0.50% · 4.625%
HK$95,007
+HK$4,757/mo
Deposit HK$11.25M · loan HK$16.88M · min. income ≈ HK$180,500/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,794
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,587
−HK$2,838/mo
Today · 4.125%
HK$95,425
baseline
▲ 0.50% · 4.625%
HK$101,231
+HK$5,806/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$190,850/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,895
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,574
−HK$2,718/mo
Today · 4.125%
HK$105,292
baseline
▲ 0.50% · 4.625%
HK$110,842
+HK$5,550/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$210,584/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,449
−HK$7,240/mo
▼ 0.25% · 3.875%
HK$119,041
−HK$3,648/mo
Today · 4.125%
HK$122,689
baseline
▲ 0.50% · 4.625%
HK$130,154
+HK$7,465/mo
Deposit HK$2.81M · loan HK$25.32M · min. income ≈ HK$245,378/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,436
−HK$6,939/mo
▼ 0.25% · 3.875%
HK$131,881
−HK$3,494/mo
Today · 4.125%
HK$135,375
baseline
▲ 0.50% · 4.625%
HK$142,511
+HK$7,136/mo
Deposit HK$2.81M · loan HK$25.32M · min. income ≈ HK$270,750/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,431 · Scale 2, in force from 26 Feb 2026)