LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,142
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,137
−HK$2,027/mo
Today · 4.125%
HK$68,164
baseline
▲ 0.50% · 4.625%
HK$72,311
+HK$4,147/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$136,328/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,357
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,271
−HK$1,941/mo
Today · 4.125%
HK$75,212
baseline
▲ 0.50% · 4.625%
HK$79,177
+HK$3,965/mo
Deposit HK$14.06M · loan HK$14.06M · min. income ≈ HK$150,424/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,970
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$79,364
−HK$2,433/mo
Today · 4.125%
HK$81,797
baseline
▲ 0.50% · 4.625%
HK$86,774
+HK$4,977/mo
Deposit HK$11.25M · loan HK$16.88M · min. income ≈ HK$163,594/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,628
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$87,925
−HK$2,330/mo
Today · 4.125%
HK$90,255
baseline
▲ 0.50% · 4.625%
HK$95,012
+HK$4,757/mo
Deposit HK$11.25M · loan HK$16.88M · min. income ≈ HK$180,510/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,798
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,592
−HK$2,837/mo
Today · 4.125%
HK$95,429
baseline
▲ 0.50% · 4.625%
HK$101,236
+HK$5,807/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$190,858/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,900
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,579
−HK$2,718/mo
Today · 4.125%
HK$105,297
baseline
▲ 0.50% · 4.625%
HK$110,847
+HK$5,550/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$210,594/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,455
−HK$7,240/mo
▼ 0.25% · 3.875%
HK$119,046
−HK$3,649/mo
Today · 4.125%
HK$122,695
baseline
▲ 0.50% · 4.625%
HK$130,161
+HK$7,466/mo
Deposit HK$2.81M · loan HK$25.32M · min. income ≈ HK$245,390/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,442
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$131,887
−HK$3,495/mo
Today · 4.125%
HK$135,382
baseline
▲ 0.50% · 4.625%
HK$142,518
+HK$7,136/mo
Deposit HK$2.81M · loan HK$25.32M · min. income ≈ HK$270,764/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,488 · Scale 2, in force from 26 Feb 2026)