LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,145
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,140
−HK$2,028/mo
Today · 4.125%
HK$68,168
baseline
▲ 0.50% · 4.625%
HK$72,315
+HK$4,147/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$136,336/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,361
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,275
−HK$1,941/mo
Today · 4.125%
HK$75,216
baseline
▲ 0.50% · 4.625%
HK$79,181
+HK$3,965/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$150,432/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,974
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$79,368
−HK$2,433/mo
Today · 4.125%
HK$81,801
baseline
▲ 0.50% · 4.625%
HK$86,779
+HK$4,978/mo
Deposit HK$11.25M · loan HK$16.88M · min. income ≈ HK$163,602/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,633
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$87,930
−HK$2,329/mo
Today · 4.125%
HK$90,259
baseline
▲ 0.50% · 4.625%
HK$95,017
+HK$4,758/mo
Deposit HK$11.25M · loan HK$16.88M · min. income ≈ HK$180,518/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,803
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$92,597
−HK$2,838/mo
Today · 4.125%
HK$95,435
baseline
▲ 0.50% · 4.625%
HK$101,242
+HK$5,807/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$190,870/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,905
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$102,585
−HK$2,718/mo
Today · 4.125%
HK$105,303
baseline
▲ 0.50% · 4.625%
HK$110,853
+HK$5,550/mo
Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$210,606/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$1,195,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,461
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$119,053
−HK$3,649/mo
Today · 4.125%
HK$122,702
baseline
▲ 0.50% · 4.625%
HK$130,168
+HK$7,466/mo
Deposit HK$2.81M · loan HK$25.32M · min. income ≈ HK$245,404/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,449
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$131,894
−HK$3,495/mo
Today · 4.125%
HK$135,389
baseline
▲ 0.50% · 4.625%
HK$142,526
+HK$7,137/mo
Deposit HK$2.81M · loan HK$25.32M · min. income ≈ HK$270,778/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,554 · Scale 2, in force from 26 Feb 2026)