LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,157
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,153
−HK$2,028/mo
Today · 4.125%
HK$68,181
baseline
▲ 0.50% · 4.625%
HK$72,329
+HK$4,148/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$136,362/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,374
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,289
−HK$1,941/mo
Today · 4.125%
HK$75,230
baseline
▲ 0.50% · 4.625%
HK$79,196
+HK$3,966/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$150,460/mo (50% DSR)
Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,195,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,989
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$79,384
−HK$2,433/mo
Today · 4.125%
HK$81,817
baseline
▲ 0.50% · 4.625%
HK$86,795
+HK$4,978/mo
Deposit HK$11.25M · loan HK$16.88M · min. income ≈ HK$163,634/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,649
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$87,946
−HK$2,331/mo
Today · 4.125%
HK$90,277
baseline
▲ 0.50% · 4.625%
HK$95,035
+HK$4,758/mo
Deposit HK$11.25M · loan HK$16.88M · min. income ≈ HK$180,554/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,820
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,614
−HK$2,839/mo
Today · 4.125%
HK$95,453
baseline
▲ 0.50% · 4.625%
HK$101,261
+HK$5,808/mo
Deposit HK$8.44M · loan HK$19.70M · min. income ≈ HK$190,906/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,195,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,924
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,604
−HK$2,719/mo
Today · 4.125%
HK$105,323
baseline
▲ 0.50% · 4.625%
HK$110,874
+HK$5,551/mo
Deposit HK$8.44M · loan HK$19.70M · min. income ≈ HK$210,646/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,195,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,483
−HK$7,242/mo
▼ 0.25% · 3.875%
HK$119,075
−HK$3,650/mo
Today · 4.125%
HK$122,725
baseline
▲ 0.50% · 4.625%
HK$130,192
+HK$7,467/mo
Deposit HK$2.81M · loan HK$25.32M · min. income ≈ HK$245,450/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,474
−HK$6,941/mo
▼ 0.25% · 3.875%
HK$131,919
−HK$3,496/mo
Today · 4.125%
HK$135,415
baseline
▲ 0.50% · 4.625%
HK$142,553
+HK$7,138/mo
Deposit HK$2.81M · loan HK$25.32M · min. income ≈ HK$270,830/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,780 · Scale 2, in force from 26 Feb 2026)