LTV · monthly repayment
▼ 0.50% · 3.625%
HK$641,633
−HK$40,236/mo
▼ 0.25% · 3.875%
HK$661,591
−HK$20,278/mo
Today · 4.125%
HK$681,869
baseline
▲ 0.50% · 4.625%
HK$723,359
+HK$41,490/mo
Deposit HK$140.69M · loan HK$140.69M · min. income ≈ HK$1,363,738/mo (50% DSR)
Upfront cash ≈ HK$158.98M (deposit + AVD stamp duty HK$18,290,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$713,810
−HK$38,565/mo
▼ 0.25% · 3.875%
HK$732,954
−HK$19,421/mo
Today · 4.125%
HK$752,375
baseline
▲ 0.50% · 4.625%
HK$792,034
+HK$39,659/mo
Deposit HK$140.69M · loan HK$140.69M · min. income ≈ HK$1,504,750/mo (50% DSR)
Upfront cash ≈ HK$158.98M (deposit + AVD stamp duty HK$18,290,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$769,959
−HK$48,284/mo
▼ 0.25% · 3.875%
HK$793,909
−HK$24,334/mo
Today · 4.125%
HK$818,243
baseline
▲ 0.50% · 4.625%
HK$868,031
+HK$49,788/mo
Deposit HK$112.55M · loan HK$168.83M · min. income ≈ HK$1,636,486/mo (50% DSR)
Upfront cash ≈ HK$130.84M (deposit + AVD stamp duty HK$18,290,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$856,572
−HK$46,278/mo
▼ 0.25% · 3.875%
HK$879,545
−HK$23,305/mo
Today · 4.125%
HK$902,850
baseline
▲ 0.50% · 4.625%
HK$950,440
+HK$47,590/mo
Deposit HK$112.55M · loan HK$168.83M · min. income ≈ HK$1,805,700/mo (50% DSR)
Upfront cash ≈ HK$130.84M (deposit + AVD stamp duty HK$18,290,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$898,286
−HK$56,330/mo
▼ 0.25% · 3.875%
HK$926,228
−HK$28,388/mo
Today · 4.125%
HK$954,616
baseline
▲ 0.50% · 4.625%
HK$1,012,702
+HK$58,086/mo
Deposit HK$84.42M · loan HK$196.97M · min. income ≈ HK$1,909,232/mo (50% DSR)
Upfront cash ≈ HK$102.71M (deposit + AVD stamp duty HK$18,290,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$999,334
−HK$53,991/mo
▼ 0.25% · 3.875%
HK$1,026,136
−HK$27,189/mo
Today · 4.125%
HK$1,053,325
baseline
▲ 0.50% · 4.625%
HK$1,108,847
+HK$55,522/mo
Deposit HK$84.42M · loan HK$196.97M · min. income ≈ HK$2,106,650/mo (50% DSR)
Upfront cash ≈ HK$102.71M (deposit + AVD stamp duty HK$18,290,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,154,939
−HK$72,425/mo
▼ 0.25% · 3.875%
HK$1,190,864
−HK$36,500/mo
Today · 4.125%
HK$1,227,364
baseline
▲ 0.50% · 4.625%
HK$1,302,046
+HK$74,682/mo
Deposit HK$28.14M · loan HK$253.25M · min. income ≈ HK$2,454,728/mo (50% DSR)
Upfront cash ≈ HK$46.43M (deposit + AVD stamp duty HK$18,290,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,284,858
−HK$69,417/mo
▼ 0.25% · 3.875%
HK$1,319,317
−HK$34,958/mo
Today · 4.125%
HK$1,354,275
baseline
▲ 0.50% · 4.625%
HK$1,425,661
+HK$71,386/mo
Deposit HK$28.14M · loan HK$253.25M · min. income ≈ HK$2,708,550/mo (50% DSR)
Upfront cash ≈ HK$46.43M (deposit + AVD stamp duty HK$18,290,105 · Scale 2, in force from 26 Feb 2026)