LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,166
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,161
−HK$2,028/mo
Today · 4.125%
HK$68,189
baseline
▲ 0.50% · 4.625%
HK$72,338
+HK$4,149/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$136,378/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,195,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,383
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,298
−HK$1,942/mo
Today · 4.125%
HK$75,240
baseline
▲ 0.50% · 4.625%
HK$79,206
+HK$3,966/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$150,480/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,195,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,999
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$79,394
−HK$2,433/mo
Today · 4.125%
HK$81,827
baseline
▲ 0.50% · 4.625%
HK$86,806
+HK$4,979/mo
Deposit HK$11.26M · loan HK$16.88M · min. income ≈ HK$163,654/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,660
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$87,958
−HK$2,330/mo
Today · 4.125%
HK$90,288
baseline
▲ 0.50% · 4.625%
HK$95,047
+HK$4,759/mo
Deposit HK$11.26M · loan HK$16.88M · min. income ≈ HK$180,576/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,832
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,626
−HK$2,839/mo
Today · 4.125%
HK$95,465
baseline
▲ 0.50% · 4.625%
HK$101,274
+HK$5,809/mo
Deposit HK$8.44M · loan HK$19.70M · min. income ≈ HK$190,930/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,195,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,937
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,617
−HK$2,719/mo
Today · 4.125%
HK$105,336
baseline
▲ 0.50% · 4.625%
HK$110,889
+HK$5,553/mo
Deposit HK$8.44M · loan HK$19.70M · min. income ≈ HK$210,672/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,195,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,498
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$119,091
−HK$3,650/mo
Today · 4.125%
HK$122,741
baseline
▲ 0.50% · 4.625%
HK$130,209
+HK$7,468/mo
Deposit HK$2.81M · loan HK$25.33M · min. income ≈ HK$245,482/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,490
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$131,936
−HK$3,496/mo
Today · 4.125%
HK$135,432
baseline
▲ 0.50% · 4.625%
HK$142,571
+HK$7,139/mo
Deposit HK$2.81M · loan HK$25.33M · min. income ≈ HK$270,864/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,934 · Scale 2, in force from 26 Feb 2026)