LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,167
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,163
−HK$2,028/mo
Today · 4.125%
HK$68,191
baseline
▲ 0.50% · 4.625%
HK$72,340
+HK$4,149/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$136,382/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,195,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,385
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,300
−HK$1,942/mo
Today · 4.125%
HK$75,242
baseline
▲ 0.50% · 4.625%
HK$79,208
+HK$3,966/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$150,484/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,195,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,000
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$79,395
−HK$2,434/mo
Today · 4.125%
HK$81,829
baseline
▲ 0.50% · 4.625%
HK$86,808
+HK$4,979/mo
Deposit HK$11.26M · loan HK$16.88M · min. income ≈ HK$163,658/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,662
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$87,959
−HK$2,331/mo
Today · 4.125%
HK$90,290
baseline
▲ 0.50% · 4.625%
HK$95,049
+HK$4,759/mo
Deposit HK$11.26M · loan HK$16.88M · min. income ≈ HK$180,580/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,195,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,834
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,628
−HK$2,839/mo
Today · 4.125%
HK$95,467
baseline
▲ 0.50% · 4.625%
HK$101,276
+HK$5,809/mo
Deposit HK$8.44M · loan HK$19.70M · min. income ≈ HK$190,934/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,195,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,939
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,619
−HK$2,719/mo
Today · 4.125%
HK$105,338
baseline
▲ 0.50% · 4.625%
HK$110,891
+HK$5,553/mo
Deposit HK$8.44M · loan HK$19.70M · min. income ≈ HK$210,676/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,195,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,500
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$119,093
−HK$3,650/mo
Today · 4.125%
HK$122,743
baseline
▲ 0.50% · 4.625%
HK$130,212
+HK$7,469/mo
Deposit HK$2.81M · loan HK$25.33M · min. income ≈ HK$245,486/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,493
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$131,939
−HK$3,496/mo
Today · 4.125%
HK$135,435
baseline
▲ 0.50% · 4.625%
HK$142,574
+HK$7,139/mo
Deposit HK$2.81M · loan HK$25.33M · min. income ≈ HK$270,870/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,195,960 · Scale 2, in force from 26 Feb 2026)