LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,171
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,167
−HK$2,028/mo
Today · 4.125%
HK$68,195
baseline
▲ 0.50% · 4.625%
HK$72,344
+HK$4,149/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$136,390/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,196,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,389
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,304
−HK$1,942/mo
Today · 4.125%
HK$75,246
baseline
▲ 0.50% · 4.625%
HK$79,213
+HK$3,967/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$150,492/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,196,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,005
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$79,400
−HK$2,434/mo
Today · 4.125%
HK$81,834
baseline
▲ 0.50% · 4.625%
HK$86,813
+HK$4,979/mo
Deposit HK$11.26M · loan HK$16.89M · min. income ≈ HK$163,668/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,196,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,667
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$87,965
−HK$2,330/mo
Today · 4.125%
HK$90,295
baseline
▲ 0.50% · 4.625%
HK$95,055
+HK$4,760/mo
Deposit HK$11.26M · loan HK$16.89M · min. income ≈ HK$180,590/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,196,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,839
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$92,633
−HK$2,840/mo
Today · 4.125%
HK$95,473
baseline
▲ 0.50% · 4.625%
HK$101,282
+HK$5,809/mo
Deposit HK$8.44M · loan HK$19.70M · min. income ≈ HK$190,946/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,196,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,945
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$102,625
−HK$2,720/mo
Today · 4.125%
HK$105,345
baseline
▲ 0.50% · 4.625%
HK$110,898
+HK$5,553/mo
Deposit HK$8.44M · loan HK$19.70M · min. income ≈ HK$210,690/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,196,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,507
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$119,100
−HK$3,651/mo
Today · 4.125%
HK$122,751
baseline
▲ 0.50% · 4.625%
HK$130,220
+HK$7,469/mo
Deposit HK$2.81M · loan HK$25.33M · min. income ≈ HK$245,502/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,196,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,501
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$131,947
−HK$3,496/mo
Today · 4.125%
HK$135,443
baseline
▲ 0.50% · 4.625%
HK$142,583
+HK$7,140/mo
Deposit HK$2.81M · loan HK$25.33M · min. income ≈ HK$270,886/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,196,030 · Scale 2, in force from 26 Feb 2026)