LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,173
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,169
−HK$2,028/mo
Today · 4.125%
HK$68,197
baseline
▲ 0.50% · 4.625%
HK$72,347
+HK$4,150/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$136,394/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,196,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,392
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,307
−HK$1,942/mo
Today · 4.125%
HK$75,249
baseline
▲ 0.50% · 4.625%
HK$79,216
+HK$3,967/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$150,498/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,196,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,008
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$79,403
−HK$2,434/mo
Today · 4.125%
HK$81,837
baseline
▲ 0.50% · 4.625%
HK$86,816
+HK$4,979/mo
Deposit HK$11.26M · loan HK$16.89M · min. income ≈ HK$163,674/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,196,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,670
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$87,968
−HK$2,331/mo
Today · 4.125%
HK$90,299
baseline
▲ 0.50% · 4.625%
HK$95,059
+HK$4,760/mo
Deposit HK$11.26M · loan HK$16.89M · min. income ≈ HK$180,598/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,196,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,842
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$92,637
−HK$2,839/mo
Today · 4.125%
HK$95,476
baseline
▲ 0.50% · 4.625%
HK$101,286
+HK$5,810/mo
Deposit HK$8.44M · loan HK$19.70M · min. income ≈ HK$190,952/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,196,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,949
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$102,629
−HK$2,720/mo
Today · 4.125%
HK$105,349
baseline
▲ 0.50% · 4.625%
HK$110,902
+HK$5,553/mo
Deposit HK$8.44M · loan HK$19.70M · min. income ≈ HK$210,698/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,196,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,512
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$119,105
−HK$3,650/mo
Today · 4.125%
HK$122,755
baseline
▲ 0.50% · 4.625%
HK$130,225
+HK$7,470/mo
Deposit HK$2.81M · loan HK$25.33M · min. income ≈ HK$245,510/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,196,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,506
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$131,952
−HK$3,496/mo
Today · 4.125%
HK$135,448
baseline
▲ 0.50% · 4.625%
HK$142,588
+HK$7,140/mo
Deposit HK$2.81M · loan HK$25.33M · min. income ≈ HK$270,896/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,196,077 · Scale 2, in force from 26 Feb 2026)