LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,178
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,175
−HK$2,028/mo
Today · 4.125%
HK$68,203
baseline
▲ 0.50% · 4.625%
HK$72,353
+HK$4,150/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$136,406/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,196,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,398
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,313
−HK$1,942/mo
Today · 4.125%
HK$75,255
baseline
▲ 0.50% · 4.625%
HK$79,222
+HK$3,967/mo
Deposit HK$14.07M · loan HK$14.07M · min. income ≈ HK$150,510/mo (50% DSR)
Upfront cash ≈ HK$15.27M (deposit + AVD stamp duty HK$1,196,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,014
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$79,410
−HK$2,434/mo
Today · 4.125%
HK$81,844
baseline
▲ 0.50% · 4.625%
HK$86,824
+HK$4,980/mo
Deposit HK$11.26M · loan HK$16.89M · min. income ≈ HK$163,688/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,196,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,677
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$87,975
−HK$2,331/mo
Today · 4.125%
HK$90,306
baseline
▲ 0.50% · 4.625%
HK$95,067
+HK$4,761/mo
Deposit HK$11.26M · loan HK$16.89M · min. income ≈ HK$180,612/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,196,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,850
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$92,645
−HK$2,839/mo
Today · 4.125%
HK$95,484
baseline
▲ 0.50% · 4.625%
HK$101,294
+HK$5,810/mo
Deposit HK$8.44M · loan HK$19.70M · min. income ≈ HK$190,968/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,196,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,957
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$102,638
−HK$2,719/mo
Today · 4.125%
HK$105,357
baseline
▲ 0.50% · 4.625%
HK$110,911
+HK$5,554/mo
Deposit HK$8.44M · loan HK$19.70M · min. income ≈ HK$210,714/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,196,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,521
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$119,115
−HK$3,650/mo
Today · 4.125%
HK$122,765
baseline
▲ 0.50% · 4.625%
HK$130,235
+HK$7,470/mo
Deposit HK$2.81M · loan HK$25.33M · min. income ≈ HK$245,530/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,196,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,516
−HK$6,943/mo
▼ 0.25% · 3.875%
HK$131,963
−HK$3,496/mo
Today · 4.125%
HK$135,459
baseline
▲ 0.50% · 4.625%
HK$142,600
+HK$7,141/mo
Deposit HK$2.81M · loan HK$25.33M · min. income ≈ HK$270,918/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,196,175 · Scale 2, in force from 26 Feb 2026)