LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,209
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,206
−HK$2,029/mo
Today · 4.125%
HK$68,235
baseline
▲ 0.50% · 4.625%
HK$72,387
+HK$4,152/mo
Deposit HK$14.08M · loan HK$14.08M · min. income ≈ HK$136,470/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,196,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,432
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,347
−HK$1,944/mo
Today · 4.125%
HK$75,291
baseline
▲ 0.50% · 4.625%
HK$79,259
+HK$3,968/mo
Deposit HK$14.08M · loan HK$14.08M · min. income ≈ HK$150,582/mo (50% DSR)
Upfront cash ≈ HK$15.28M (deposit + AVD stamp duty HK$1,196,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,050
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$79,447
−HK$2,435/mo
Today · 4.125%
HK$81,882
baseline
▲ 0.50% · 4.625%
HK$86,864
+HK$4,982/mo
Deposit HK$11.26M · loan HK$16.90M · min. income ≈ HK$163,764/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,196,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,718
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$88,017
−HK$2,332/mo
Today · 4.125%
HK$90,349
baseline
▲ 0.50% · 4.625%
HK$95,111
+HK$4,762/mo
Deposit HK$11.26M · loan HK$16.90M · min. income ≈ HK$180,698/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,196,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,892
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,688
−HK$2,841/mo
Today · 4.125%
HK$95,529
baseline
▲ 0.50% · 4.625%
HK$101,342
+HK$5,813/mo
Deposit HK$8.45M · loan HK$19.71M · min. income ≈ HK$191,058/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,196,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,004
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,686
−HK$2,721/mo
Today · 4.125%
HK$105,407
baseline
▲ 0.50% · 4.625%
HK$110,963
+HK$5,556/mo
Deposit HK$8.45M · loan HK$19.71M · min. income ≈ HK$210,814/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,196,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,576
−HK$7,247/mo
▼ 0.25% · 3.875%
HK$119,171
−HK$3,652/mo
Today · 4.125%
HK$122,823
baseline
▲ 0.50% · 4.625%
HK$130,297
+HK$7,474/mo
Deposit HK$2.82M · loan HK$25.34M · min. income ≈ HK$245,646/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,196,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,577
−HK$6,946/mo
▼ 0.25% · 3.875%
HK$132,025
−HK$3,498/mo
Today · 4.125%
HK$135,523
baseline
▲ 0.50% · 4.625%
HK$142,667
+HK$7,144/mo
Deposit HK$2.82M · loan HK$25.34M · min. income ≈ HK$271,046/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$1,196,738 · Scale 2, in force from 26 Feb 2026)