LTV · monthly repayment
▼ 0.50% · 3.625%
HK$642,395
−HK$40,284/mo
▼ 0.25% · 3.875%
HK$662,377
−HK$20,302/mo
Today · 4.125%
HK$682,679
baseline
▲ 0.50% · 4.625%
HK$724,219
+HK$41,540/mo
Deposit HK$140.86M · loan HK$140.86M · min. income ≈ HK$1,365,358/mo (50% DSR)
Upfront cash ≈ HK$159.17M (deposit + AVD stamp duty HK$18,311,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$714,658
−HK$38,611/mo
▼ 0.25% · 3.875%
HK$733,825
−HK$19,444/mo
Today · 4.125%
HK$753,269
baseline
▲ 0.50% · 4.625%
HK$792,975
+HK$39,706/mo
Deposit HK$140.86M · loan HK$140.86M · min. income ≈ HK$1,506,538/mo (50% DSR)
Upfront cash ≈ HK$159.17M (deposit + AVD stamp duty HK$18,311,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$770,874
−HK$48,341/mo
▼ 0.25% · 3.875%
HK$794,853
−HK$24,362/mo
Today · 4.125%
HK$819,215
baseline
▲ 0.50% · 4.625%
HK$869,062
+HK$49,847/mo
Deposit HK$112.69M · loan HK$169.03M · min. income ≈ HK$1,638,430/mo (50% DSR)
Upfront cash ≈ HK$131.00M (deposit + AVD stamp duty HK$18,311,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$857,590
−HK$46,333/mo
▼ 0.25% · 3.875%
HK$880,590
−HK$23,333/mo
Today · 4.125%
HK$903,923
baseline
▲ 0.50% · 4.625%
HK$951,570
+HK$47,647/mo
Deposit HK$112.69M · loan HK$169.03M · min. income ≈ HK$1,807,846/mo (50% DSR)
Upfront cash ≈ HK$131.00M (deposit + AVD stamp duty HK$18,311,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$899,353
−HK$56,398/mo
▼ 0.25% · 3.875%
HK$927,328
−HK$28,423/mo
Today · 4.125%
HK$955,751
baseline
▲ 0.50% · 4.625%
HK$1,013,906
+HK$58,155/mo
Deposit HK$84.52M · loan HK$197.20M · min. income ≈ HK$1,911,502/mo (50% DSR)
Upfront cash ≈ HK$102.83M (deposit + AVD stamp duty HK$18,311,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,000,522
−HK$54,055/mo
▼ 0.25% · 3.875%
HK$1,027,355
−HK$27,222/mo
Today · 4.125%
HK$1,054,577
baseline
▲ 0.50% · 4.625%
HK$1,110,165
+HK$55,588/mo
Deposit HK$84.52M · loan HK$197.20M · min. income ≈ HK$2,109,154/mo (50% DSR)
Upfront cash ≈ HK$102.83M (deposit + AVD stamp duty HK$18,311,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,156,312
−HK$72,511/mo
▼ 0.25% · 3.875%
HK$1,192,279
−HK$36,544/mo
Today · 4.125%
HK$1,228,823
baseline
▲ 0.50% · 4.625%
HK$1,303,593
+HK$74,770/mo
Deposit HK$28.17M · loan HK$253.55M · min. income ≈ HK$2,457,646/mo (50% DSR)
Upfront cash ≈ HK$46.48M (deposit + AVD stamp duty HK$18,311,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,286,385
−HK$69,499/mo
▼ 0.25% · 3.875%
HK$1,320,885
−HK$34,999/mo
Today · 4.125%
HK$1,355,884
baseline
▲ 0.50% · 4.625%
HK$1,427,355
+HK$71,471/mo
Deposit HK$28.17M · loan HK$253.55M · min. income ≈ HK$2,711,768/mo (50% DSR)
Upfront cash ≈ HK$46.48M (deposit + AVD stamp duty HK$18,311,843 · Scale 2, in force from 26 Feb 2026)