LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,251
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,250
−HK$2,031/mo
Today · 4.125%
HK$68,281
baseline
▲ 0.50% · 4.625%
HK$72,435
+HK$4,154/mo
Deposit HK$14.09M · loan HK$14.09M · min. income ≈ HK$136,562/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,197,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,479
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,396
−HK$1,945/mo
Today · 4.125%
HK$75,341
baseline
▲ 0.50% · 4.625%
HK$79,312
+HK$3,971/mo
Deposit HK$14.09M · loan HK$14.09M · min. income ≈ HK$150,682/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,197,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,102
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$79,500
−HK$2,437/mo
Today · 4.125%
HK$81,937
baseline
▲ 0.50% · 4.625%
HK$86,922
+HK$4,985/mo
Deposit HK$11.27M · loan HK$16.91M · min. income ≈ HK$163,874/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,197,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,775
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$88,075
−HK$2,334/mo
Today · 4.125%
HK$90,409
baseline
▲ 0.50% · 4.625%
HK$95,175
+HK$4,766/mo
Deposit HK$11.27M · loan HK$16.91M · min. income ≈ HK$180,818/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,197,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,952
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,750
−HK$2,843/mo
Today · 4.125%
HK$95,593
baseline
▲ 0.50% · 4.625%
HK$101,409
+HK$5,816/mo
Deposit HK$8.45M · loan HK$19.72M · min. income ≈ HK$191,186/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$1,197,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,071
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,755
−HK$2,722/mo
Today · 4.125%
HK$105,477
baseline
▲ 0.50% · 4.625%
HK$111,037
+HK$5,560/mo
Deposit HK$8.45M · loan HK$19.72M · min. income ≈ HK$210,954/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$1,197,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,653
−HK$7,252/mo
▼ 0.25% · 3.875%
HK$119,250
−HK$3,655/mo
Today · 4.125%
HK$122,905
baseline
▲ 0.50% · 4.625%
HK$130,384
+HK$7,479/mo
Deposit HK$2.82M · loan HK$25.36M · min. income ≈ HK$245,810/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,197,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,662
−HK$6,952/mo
▼ 0.25% · 3.875%
HK$132,113
−HK$3,501/mo
Today · 4.125%
HK$135,614
baseline
▲ 0.50% · 4.625%
HK$142,762
+HK$7,148/mo
Deposit HK$2.82M · loan HK$25.36M · min. income ≈ HK$271,228/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,197,536 · Scale 2, in force from 26 Feb 2026)