LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,256
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,255
−HK$2,031/mo
Today · 4.125%
HK$68,286
baseline
▲ 0.50% · 4.625%
HK$72,441
+HK$4,155/mo
Deposit HK$14.09M · loan HK$14.09M · min. income ≈ HK$136,572/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,197,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,484
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,402
−HK$1,944/mo
Today · 4.125%
HK$75,346
baseline
▲ 0.50% · 4.625%
HK$79,318
+HK$3,972/mo
Deposit HK$14.09M · loan HK$14.09M · min. income ≈ HK$150,692/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,197,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,107
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,506
−HK$2,437/mo
Today · 4.125%
HK$81,943
baseline
▲ 0.50% · 4.625%
HK$86,929
+HK$4,986/mo
Deposit HK$11.27M · loan HK$16.91M · min. income ≈ HK$163,886/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,197,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,781
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,082
−HK$2,334/mo
Today · 4.125%
HK$90,416
baseline
▲ 0.50% · 4.625%
HK$95,182
+HK$4,766/mo
Deposit HK$11.27M · loan HK$16.91M · min. income ≈ HK$180,832/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,197,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,959
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,757
−HK$2,843/mo
Today · 4.125%
HK$95,600
baseline
▲ 0.50% · 4.625%
HK$101,417
+HK$5,817/mo
Deposit HK$8.45M · loan HK$19.73M · min. income ≈ HK$191,200/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$1,197,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,078
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$102,762
−HK$2,723/mo
Today · 4.125%
HK$105,485
baseline
▲ 0.50% · 4.625%
HK$111,045
+HK$5,560/mo
Deposit HK$8.45M · loan HK$19.73M · min. income ≈ HK$210,970/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$1,197,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,661
−HK$7,253/mo
▼ 0.25% · 3.875%
HK$119,259
−HK$3,655/mo
Today · 4.125%
HK$122,914
baseline
▲ 0.50% · 4.625%
HK$130,393
+HK$7,479/mo
Deposit HK$2.82M · loan HK$25.36M · min. income ≈ HK$245,828/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,197,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,672
−HK$6,952/mo
▼ 0.25% · 3.875%
HK$132,123
−HK$3,501/mo
Today · 4.125%
HK$135,624
baseline
▲ 0.50% · 4.625%
HK$142,772
+HK$7,148/mo
Deposit HK$2.82M · loan HK$25.36M · min. income ≈ HK$271,248/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,197,623 · Scale 2, in force from 26 Feb 2026)