LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,257
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,256
−HK$2,030/mo
Today · 4.125%
HK$68,286
baseline
▲ 0.50% · 4.625%
HK$72,442
+HK$4,156/mo
Deposit HK$14.09M · loan HK$14.09M · min. income ≈ HK$136,572/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,197,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,485
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,402
−HK$1,945/mo
Today · 4.125%
HK$75,347
baseline
▲ 0.50% · 4.625%
HK$79,319
+HK$3,972/mo
Deposit HK$14.09M · loan HK$14.09M · min. income ≈ HK$150,694/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,197,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,108
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,507
−HK$2,437/mo
Today · 4.125%
HK$81,944
baseline
▲ 0.50% · 4.625%
HK$86,930
+HK$4,986/mo
Deposit HK$11.27M · loan HK$16.91M · min. income ≈ HK$163,888/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,197,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,782
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,083
−HK$2,334/mo
Today · 4.125%
HK$90,417
baseline
▲ 0.50% · 4.625%
HK$95,183
+HK$4,766/mo
Deposit HK$11.27M · loan HK$16.91M · min. income ≈ HK$180,834/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,197,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,960
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,758
−HK$2,843/mo
Today · 4.125%
HK$95,601
baseline
▲ 0.50% · 4.625%
HK$101,418
+HK$5,817/mo
Deposit HK$8.45M · loan HK$19.73M · min. income ≈ HK$191,202/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$1,197,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,079
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$102,763
−HK$2,723/mo
Today · 4.125%
HK$105,486
baseline
▲ 0.50% · 4.625%
HK$111,047
+HK$5,561/mo
Deposit HK$8.45M · loan HK$19.73M · min. income ≈ HK$210,972/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$1,197,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,663
−HK$7,253/mo
▼ 0.25% · 3.875%
HK$119,260
−HK$3,656/mo
Today · 4.125%
HK$122,916
baseline
▲ 0.50% · 4.625%
HK$130,395
+HK$7,479/mo
Deposit HK$2.82M · loan HK$25.36M · min. income ≈ HK$245,832/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,197,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,673
−HK$6,952/mo
▼ 0.25% · 3.875%
HK$132,124
−HK$3,501/mo
Today · 4.125%
HK$135,625
baseline
▲ 0.50% · 4.625%
HK$142,774
+HK$7,149/mo
Deposit HK$2.82M · loan HK$25.36M · min. income ≈ HK$271,250/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,197,639 · Scale 2, in force from 26 Feb 2026)