LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,261
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,260
−HK$2,031/mo
Today · 4.125%
HK$68,291
baseline
▲ 0.50% · 4.625%
HK$72,446
+HK$4,155/mo
Deposit HK$14.09M · loan HK$14.09M · min. income ≈ HK$136,582/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,197,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,490
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,407
−HK$1,945/mo
Today · 4.125%
HK$75,352
baseline
▲ 0.50% · 4.625%
HK$79,324
+HK$3,972/mo
Deposit HK$14.09M · loan HK$14.09M · min. income ≈ HK$150,704/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,197,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,113
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,512
−HK$2,437/mo
Today · 4.125%
HK$81,949
baseline
▲ 0.50% · 4.625%
HK$86,935
+HK$4,986/mo
Deposit HK$11.27M · loan HK$16.91M · min. income ≈ HK$163,898/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,197,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,788
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,089
−HK$2,334/mo
Today · 4.125%
HK$90,423
baseline
▲ 0.50% · 4.625%
HK$95,189
+HK$4,766/mo
Deposit HK$11.27M · loan HK$16.91M · min. income ≈ HK$180,846/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,197,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,966
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,764
−HK$2,843/mo
Today · 4.125%
HK$95,607
baseline
▲ 0.50% · 4.625%
HK$101,425
+HK$5,818/mo
Deposit HK$8.45M · loan HK$19.73M · min. income ≈ HK$191,214/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$1,197,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,086
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$102,770
−HK$2,723/mo
Today · 4.125%
HK$105,493
baseline
▲ 0.50% · 4.625%
HK$111,054
+HK$5,561/mo
Deposit HK$8.45M · loan HK$19.73M · min. income ≈ HK$210,986/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$1,197,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,670
−HK$7,254/mo
▼ 0.25% · 3.875%
HK$119,268
−HK$3,656/mo
Today · 4.125%
HK$122,924
baseline
▲ 0.50% · 4.625%
HK$130,403
+HK$7,479/mo
Deposit HK$2.82M · loan HK$25.36M · min. income ≈ HK$245,848/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,197,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,682
−HK$6,952/mo
▼ 0.25% · 3.875%
HK$132,133
−HK$3,501/mo
Today · 4.125%
HK$135,634
baseline
▲ 0.50% · 4.625%
HK$142,784
+HK$7,150/mo
Deposit HK$2.82M · loan HK$25.36M · min. income ≈ HK$271,268/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,197,716 · Scale 2, in force from 26 Feb 2026)