LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,264
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,263
−HK$2,031/mo
Today · 4.125%
HK$68,294
baseline
▲ 0.50% · 4.625%
HK$72,449
+HK$4,155/mo
Deposit HK$14.09M · loan HK$14.09M · min. income ≈ HK$136,588/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,197,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,493
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,410
−HK$1,945/mo
Today · 4.125%
HK$75,355
baseline
▲ 0.50% · 4.625%
HK$79,328
+HK$3,973/mo
Deposit HK$14.09M · loan HK$14.09M · min. income ≈ HK$150,710/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,197,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,117
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,515
−HK$2,438/mo
Today · 4.125%
HK$81,953
baseline
▲ 0.50% · 4.625%
HK$86,939
+HK$4,986/mo
Deposit HK$11.27M · loan HK$16.91M · min. income ≈ HK$163,906/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,197,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,791
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$88,092
−HK$2,335/mo
Today · 4.125%
HK$90,427
baseline
▲ 0.50% · 4.625%
HK$95,193
+HK$4,766/mo
Deposit HK$11.27M · loan HK$16.91M · min. income ≈ HK$180,854/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,197,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,969
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,768
−HK$2,843/mo
Today · 4.125%
HK$95,611
baseline
▲ 0.50% · 4.625%
HK$101,429
+HK$5,818/mo
Deposit HK$8.45M · loan HK$19.73M · min. income ≈ HK$191,222/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$1,197,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,090
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,774
−HK$2,724/mo
Today · 4.125%
HK$105,498
baseline
▲ 0.50% · 4.625%
HK$111,059
+HK$5,561/mo
Deposit HK$8.45M · loan HK$19.73M · min. income ≈ HK$210,996/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$1,197,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,675
−HK$7,254/mo
▼ 0.25% · 3.875%
HK$119,273
−HK$3,656/mo
Today · 4.125%
HK$122,929
baseline
▲ 0.50% · 4.625%
HK$130,409
+HK$7,480/mo
Deposit HK$2.82M · loan HK$25.36M · min. income ≈ HK$245,858/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,197,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,687
−HK$6,953/mo
▼ 0.25% · 3.875%
HK$132,139
−HK$3,501/mo
Today · 4.125%
HK$135,640
baseline
▲ 0.50% · 4.625%
HK$142,790
+HK$7,150/mo
Deposit HK$2.82M · loan HK$25.36M · min. income ≈ HK$271,280/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,197,766 · Scale 2, in force from 26 Feb 2026)