LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,284
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,283
−HK$2,032/mo
Today · 4.125%
HK$68,315
baseline
▲ 0.50% · 4.625%
HK$72,472
+HK$4,157/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$136,630/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,198,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,515
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,433
−HK$1,946/mo
Today · 4.125%
HK$75,379
baseline
▲ 0.50% · 4.625%
HK$79,352
+HK$3,973/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$150,758/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,198,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,141
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$79,540
−HK$2,438/mo
Today · 4.125%
HK$81,978
baseline
▲ 0.50% · 4.625%
HK$86,966
+HK$4,988/mo
Deposit HK$11.28M · loan HK$16.91M · min. income ≈ HK$163,956/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,198,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,818
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,120
−HK$2,335/mo
Today · 4.125%
HK$90,455
baseline
▲ 0.50% · 4.625%
HK$95,223
+HK$4,768/mo
Deposit HK$11.28M · loan HK$16.91M · min. income ≈ HK$180,910/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,198,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,997
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,797
−HK$2,844/mo
Today · 4.125%
HK$95,641
baseline
▲ 0.50% · 4.625%
HK$101,460
+HK$5,819/mo
Deposit HK$8.46M · loan HK$19.73M · min. income ≈ HK$191,282/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,121
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,806
−HK$2,724/mo
Today · 4.125%
HK$105,530
baseline
▲ 0.50% · 4.625%
HK$111,093
+HK$5,563/mo
Deposit HK$8.46M · loan HK$19.73M · min. income ≈ HK$211,060/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,711
−HK$7,256/mo
▼ 0.25% · 3.875%
HK$119,310
−HK$3,657/mo
Today · 4.125%
HK$122,967
baseline
▲ 0.50% · 4.625%
HK$130,449
+HK$7,482/mo
Deposit HK$2.82M · loan HK$25.37M · min. income ≈ HK$245,934/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,727
−HK$6,955/mo
▼ 0.25% · 3.875%
HK$132,180
−HK$3,502/mo
Today · 4.125%
HK$135,682
baseline
▲ 0.50% · 4.625%
HK$142,834
+HK$7,152/mo
Deposit HK$2.82M · loan HK$25.37M · min. income ≈ HK$271,364/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,138 · Scale 2, in force from 26 Feb 2026)