LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,285
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,285
−HK$2,032/mo
Today · 4.125%
HK$68,317
baseline
▲ 0.50% · 4.625%
HK$72,474
+HK$4,157/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$136,634/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,198,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,517
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,435
−HK$1,946/mo
Today · 4.125%
HK$75,381
baseline
▲ 0.50% · 4.625%
HK$79,354
+HK$3,973/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$150,762/mo (50% DSR)
Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,198,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,143
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$79,542
−HK$2,438/mo
Today · 4.125%
HK$81,980
baseline
▲ 0.50% · 4.625%
HK$86,968
+HK$4,988/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$163,960/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,820
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,122
−HK$2,335/mo
Today · 4.125%
HK$90,457
baseline
▲ 0.50% · 4.625%
HK$95,225
+HK$4,768/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$180,914/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,000
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$92,799
−HK$2,844/mo
Today · 4.125%
HK$95,643
baseline
▲ 0.50% · 4.625%
HK$101,463
+HK$5,820/mo
Deposit HK$8.46M · loan HK$19.73M · min. income ≈ HK$191,286/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,124
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,809
−HK$2,724/mo
Today · 4.125%
HK$105,533
baseline
▲ 0.50% · 4.625%
HK$111,096
+HK$5,563/mo
Deposit HK$8.46M · loan HK$19.73M · min. income ≈ HK$211,066/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,714
−HK$7,256/mo
▼ 0.25% · 3.875%
HK$119,313
−HK$3,657/mo
Today · 4.125%
HK$122,970
baseline
▲ 0.50% · 4.625%
HK$130,453
+HK$7,483/mo
Deposit HK$2.82M · loan HK$25.37M · min. income ≈ HK$245,940/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,730
−HK$6,955/mo
▼ 0.25% · 3.875%
HK$132,183
−HK$3,502/mo
Today · 4.125%
HK$135,685
baseline
▲ 0.50% · 4.625%
HK$142,838
+HK$7,153/mo
Deposit HK$2.82M · loan HK$25.37M · min. income ≈ HK$271,370/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,169 · Scale 2, in force from 26 Feb 2026)