LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,289
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,289
−HK$2,032/mo
Today · 4.125%
HK$68,321
baseline
▲ 0.50% · 4.625%
HK$72,478
+HK$4,157/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$136,642/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,521
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,439
−HK$1,946/mo
Today · 4.125%
HK$75,385
baseline
▲ 0.50% · 4.625%
HK$79,359
+HK$3,974/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$150,770/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,147
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,547
−HK$2,438/mo
Today · 4.125%
HK$81,985
baseline
▲ 0.50% · 4.625%
HK$86,974
+HK$4,989/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$163,970/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,825
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,127
−HK$2,335/mo
Today · 4.125%
HK$90,462
baseline
▲ 0.50% · 4.625%
HK$95,231
+HK$4,769/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$180,924/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,005
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,805
−HK$2,844/mo
Today · 4.125%
HK$95,649
baseline
▲ 0.50% · 4.625%
HK$101,469
+HK$5,820/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$191,298/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,130
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,815
−HK$2,724/mo
Today · 4.125%
HK$105,539
baseline
▲ 0.50% · 4.625%
HK$111,103
+HK$5,564/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$211,078/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,721
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$119,320
−HK$3,658/mo
Today · 4.125%
HK$122,978
baseline
▲ 0.50% · 4.625%
HK$130,460
+HK$7,482/mo
Deposit HK$2.82M · loan HK$25.37M · min. income ≈ HK$245,956/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,738
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$132,191
−HK$3,503/mo
Today · 4.125%
HK$135,694
baseline
▲ 0.50% · 4.625%
HK$142,846
+HK$7,152/mo
Deposit HK$2.82M · loan HK$25.37M · min. income ≈ HK$271,388/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,242 · Scale 2, in force from 26 Feb 2026)