LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,291
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,291
−HK$2,032/mo
Today · 4.125%
HK$68,323
baseline
▲ 0.50% · 4.625%
HK$72,480
+HK$4,157/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$136,646/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,524
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,442
−HK$1,946/mo
Today · 4.125%
HK$75,388
baseline
▲ 0.50% · 4.625%
HK$79,362
+HK$3,974/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$150,776/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,150
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,550
−HK$2,438/mo
Today · 4.125%
HK$81,988
baseline
▲ 0.50% · 4.625%
HK$86,976
+HK$4,988/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$163,976/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,828
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,130
−HK$2,335/mo
Today · 4.125%
HK$90,465
baseline
▲ 0.50% · 4.625%
HK$95,234
+HK$4,769/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$180,930/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,008
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,808
−HK$2,844/mo
Today · 4.125%
HK$95,652
baseline
▲ 0.50% · 4.625%
HK$101,473
+HK$5,821/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$191,304/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,133
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$102,819
−HK$2,724/mo
Today · 4.125%
HK$105,543
baseline
▲ 0.50% · 4.625%
HK$111,106
+HK$5,563/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$211,086/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,725
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$119,324
−HK$3,658/mo
Today · 4.125%
HK$122,982
baseline
▲ 0.50% · 4.625%
HK$130,465
+HK$7,483/mo
Deposit HK$2.82M · loan HK$25.38M · min. income ≈ HK$245,964/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,742
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$132,195
−HK$3,503/mo
Today · 4.125%
HK$135,698
baseline
▲ 0.50% · 4.625%
HK$142,851
+HK$7,153/mo
Deposit HK$2.82M · loan HK$25.38M · min. income ≈ HK$271,396/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,281 · Scale 2, in force from 26 Feb 2026)