LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,294
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,294
−HK$2,032/mo
Today · 4.125%
HK$68,326
baseline
▲ 0.50% · 4.625%
HK$72,483
+HK$4,157/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$136,652/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,526
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,445
−HK$1,946/mo
Today · 4.125%
HK$75,391
baseline
▲ 0.50% · 4.625%
HK$79,365
+HK$3,974/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$150,782/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,153
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,553
−HK$2,438/mo
Today · 4.125%
HK$81,991
baseline
▲ 0.50% · 4.625%
HK$86,980
+HK$4,989/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$163,982/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,832
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,134
−HK$2,335/mo
Today · 4.125%
HK$90,469
baseline
▲ 0.50% · 4.625%
HK$95,238
+HK$4,769/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$180,938/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,012
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,812
−HK$2,844/mo
Today · 4.125%
HK$95,656
baseline
▲ 0.50% · 4.625%
HK$101,477
+HK$5,821/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$191,312/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,137
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$102,823
−HK$2,724/mo
Today · 4.125%
HK$105,547
baseline
▲ 0.50% · 4.625%
HK$111,111
+HK$5,564/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$211,094/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,729
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$119,329
−HK$3,658/mo
Today · 4.125%
HK$122,987
baseline
▲ 0.50% · 4.625%
HK$130,470
+HK$7,483/mo
Deposit HK$2.82M · loan HK$25.38M · min. income ≈ HK$245,974/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,748
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$132,201
−HK$3,503/mo
Today · 4.125%
HK$135,704
baseline
▲ 0.50% · 4.625%
HK$142,857
+HK$7,153/mo
Deposit HK$2.82M · loan HK$25.38M · min. income ≈ HK$271,408/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,329 · Scale 2, in force from 26 Feb 2026)