LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,294
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,294
−HK$2,032/mo
Today · 4.125%
HK$68,326
baseline
▲ 0.50% · 4.625%
HK$72,484
+HK$4,158/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$136,652/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,527
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,445
−HK$1,946/mo
Today · 4.125%
HK$75,391
baseline
▲ 0.50% · 4.625%
HK$79,365
+HK$3,974/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$150,782/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,153
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$79,553
−HK$2,439/mo
Today · 4.125%
HK$81,992
baseline
▲ 0.50% · 4.625%
HK$86,981
+HK$4,989/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$163,984/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,832
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$88,134
−HK$2,336/mo
Today · 4.125%
HK$90,470
baseline
▲ 0.50% · 4.625%
HK$95,238
+HK$4,768/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$180,940/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,012
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$92,812
−HK$2,845/mo
Today · 4.125%
HK$95,657
baseline
▲ 0.50% · 4.625%
HK$101,477
+HK$5,820/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$191,314/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,138
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$102,823
−HK$2,725/mo
Today · 4.125%
HK$105,548
baseline
▲ 0.50% · 4.625%
HK$111,111
+HK$5,563/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$211,096/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,730
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$119,330
−HK$3,657/mo
Today · 4.125%
HK$122,987
baseline
▲ 0.50% · 4.625%
HK$130,471
+HK$7,484/mo
Deposit HK$2.82M · loan HK$25.38M · min. income ≈ HK$245,974/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,749
−HK$6,955/mo
▼ 0.25% · 3.875%
HK$132,202
−HK$3,502/mo
Today · 4.125%
HK$135,704
baseline
▲ 0.50% · 4.625%
HK$142,858
+HK$7,154/mo
Deposit HK$2.82M · loan HK$25.38M · min. income ≈ HK$271,408/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,338 · Scale 2, in force from 26 Feb 2026)