LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,296
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,295
−HK$2,032/mo
Today · 4.125%
HK$68,327
baseline
▲ 0.50% · 4.625%
HK$72,485
+HK$4,158/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$136,654/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,528
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,446
−HK$1,947/mo
Today · 4.125%
HK$75,393
baseline
▲ 0.50% · 4.625%
HK$79,367
+HK$3,974/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$150,786/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,155
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,555
−HK$2,438/mo
Today · 4.125%
HK$81,993
baseline
▲ 0.50% · 4.625%
HK$86,982
+HK$4,989/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$163,986/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,834
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,136
−HK$2,335/mo
Today · 4.125%
HK$90,471
baseline
▲ 0.50% · 4.625%
HK$95,240
+HK$4,769/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$180,942/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,014
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,814
−HK$2,844/mo
Today · 4.125%
HK$95,658
baseline
▲ 0.50% · 4.625%
HK$101,479
+HK$5,821/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$191,316/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,139
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$102,825
−HK$2,725/mo
Today · 4.125%
HK$105,550
baseline
▲ 0.50% · 4.625%
HK$111,113
+HK$5,563/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$211,100/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,732
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$119,332
−HK$3,657/mo
Today · 4.125%
HK$122,989
baseline
▲ 0.50% · 4.625%
HK$130,473
+HK$7,484/mo
Deposit HK$2.82M · loan HK$25.38M · min. income ≈ HK$245,978/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,751
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$132,204
−HK$3,503/mo
Today · 4.125%
HK$135,707
baseline
▲ 0.50% · 4.625%
HK$142,860
+HK$7,153/mo
Deposit HK$2.82M · loan HK$25.38M · min. income ≈ HK$271,414/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,356 · Scale 2, in force from 26 Feb 2026)