LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,297
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,297
−HK$2,032/mo
Today · 4.125%
HK$68,329
baseline
▲ 0.50% · 4.625%
HK$72,487
+HK$4,158/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$136,658/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,530
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,448
−HK$1,946/mo
Today · 4.125%
HK$75,394
baseline
▲ 0.50% · 4.625%
HK$79,369
+HK$3,975/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$150,788/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,156
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$79,556
−HK$2,439/mo
Today · 4.125%
HK$81,995
baseline
▲ 0.50% · 4.625%
HK$86,984
+HK$4,989/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$163,990/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,836
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,138
−HK$2,335/mo
Today · 4.125%
HK$90,473
baseline
▲ 0.50% · 4.625%
HK$95,242
+HK$4,769/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$180,946/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,016
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$92,816
−HK$2,845/mo
Today · 4.125%
HK$95,661
baseline
▲ 0.50% · 4.625%
HK$101,481
+HK$5,820/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$191,322/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,142
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$102,828
−HK$2,724/mo
Today · 4.125%
HK$105,552
baseline
▲ 0.50% · 4.625%
HK$111,116
+HK$5,564/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$211,104/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,735
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$119,335
−HK$3,657/mo
Today · 4.125%
HK$122,992
baseline
▲ 0.50% · 4.625%
HK$130,476
+HK$7,484/mo
Deposit HK$2.82M · loan HK$25.38M · min. income ≈ HK$245,984/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,754
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$132,207
−HK$3,503/mo
Today · 4.125%
HK$135,710
baseline
▲ 0.50% · 4.625%
HK$142,863
+HK$7,153/mo
Deposit HK$2.82M · loan HK$25.38M · min. income ≈ HK$271,420/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,385 · Scale 2, in force from 26 Feb 2026)