LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,300
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,301
−HK$2,032/mo
Today · 4.125%
HK$68,333
baseline
▲ 0.50% · 4.625%
HK$72,491
+HK$4,158/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$136,666/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,534
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,452
−HK$1,946/mo
Today · 4.125%
HK$75,398
baseline
▲ 0.50% · 4.625%
HK$79,373
+HK$3,975/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$150,796/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,161
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,561
−HK$2,438/mo
Today · 4.125%
HK$81,999
baseline
▲ 0.50% · 4.625%
HK$86,989
+HK$4,990/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$163,998/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,840
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$88,142
−HK$2,336/mo
Today · 4.125%
HK$90,478
baseline
▲ 0.50% · 4.625%
HK$95,247
+HK$4,769/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$180,956/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,021
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$92,821
−HK$2,845/mo
Today · 4.125%
HK$95,666
baseline
▲ 0.50% · 4.625%
HK$101,487
+HK$5,821/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$191,332/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,147
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$102,833
−HK$2,725/mo
Today · 4.125%
HK$105,558
baseline
▲ 0.50% · 4.625%
HK$111,122
+HK$5,564/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$211,116/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,741
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$119,341
−HK$3,658/mo
Today · 4.125%
HK$122,999
baseline
▲ 0.50% · 4.625%
HK$130,483
+HK$7,484/mo
Deposit HK$2.82M · loan HK$25.38M · min. income ≈ HK$245,998/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,760
−HK$6,957/mo
▼ 0.25% · 3.875%
HK$132,214
−HK$3,503/mo
Today · 4.125%
HK$135,717
baseline
▲ 0.50% · 4.625%
HK$142,871
+HK$7,154/mo
Deposit HK$2.82M · loan HK$25.38M · min. income ≈ HK$271,434/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,448 · Scale 2, in force from 26 Feb 2026)