LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,317
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,318
−HK$2,032/mo
Today · 4.125%
HK$68,350
baseline
▲ 0.50% · 4.625%
HK$72,509
+HK$4,159/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$136,700/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,552
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,471
−HK$1,947/mo
Today · 4.125%
HK$75,418
baseline
▲ 0.50% · 4.625%
HK$79,393
+HK$3,975/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$150,836/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,180
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$79,581
−HK$2,439/mo
Today · 4.125%
HK$82,020
baseline
▲ 0.50% · 4.625%
HK$87,011
+HK$4,991/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$164,040/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,862
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,165
−HK$2,336/mo
Today · 4.125%
HK$90,501
baseline
▲ 0.50% · 4.625%
HK$95,272
+HK$4,771/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$181,002/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,044
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$92,845
−HK$2,845/mo
Today · 4.125%
HK$95,690
baseline
▲ 0.50% · 4.625%
HK$101,513
+HK$5,823/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$191,380/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,173
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,859
−HK$2,726/mo
Today · 4.125%
HK$105,585
baseline
▲ 0.50% · 4.625%
HK$111,150
+HK$5,565/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$211,170/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,771
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$119,372
−HK$3,659/mo
Today · 4.125%
HK$123,031
baseline
▲ 0.50% · 4.625%
HK$130,517
+HK$7,486/mo
Deposit HK$2.82M · loan HK$25.39M · min. income ≈ HK$246,062/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,794
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$132,248
−HK$3,504/mo
Today · 4.125%
HK$135,752
baseline
▲ 0.50% · 4.625%
HK$142,908
+HK$7,156/mo
Deposit HK$2.82M · loan HK$25.39M · min. income ≈ HK$271,504/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,758 · Scale 2, in force from 26 Feb 2026)