LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,319
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,319
−HK$2,033/mo
Today · 4.125%
HK$68,352
baseline
▲ 0.50% · 4.625%
HK$72,511
+HK$4,159/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$136,704/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,554
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,473
−HK$1,947/mo
Today · 4.125%
HK$75,420
baseline
▲ 0.50% · 4.625%
HK$79,395
+HK$3,975/mo
Deposit HK$14.10M · loan HK$14.10M · min. income ≈ HK$150,840/mo (50% DSR)
Upfront cash ≈ HK$15.30M (deposit + AVD stamp duty HK$1,198,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,182
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$79,583
−HK$2,439/mo
Today · 4.125%
HK$82,022
baseline
▲ 0.50% · 4.625%
HK$87,013
+HK$4,991/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$164,044/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,865
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,167
−HK$2,337/mo
Today · 4.125%
HK$90,504
baseline
▲ 0.50% · 4.625%
HK$95,274
+HK$4,770/mo
Deposit HK$11.28M · loan HK$16.92M · min. income ≈ HK$181,008/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,198,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,046
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,847
−HK$2,846/mo
Today · 4.125%
HK$95,693
baseline
▲ 0.50% · 4.625%
HK$101,515
+HK$5,822/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$191,386/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,175
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,862
−HK$2,726/mo
Today · 4.125%
HK$105,588
baseline
▲ 0.50% · 4.625%
HK$111,153
+HK$5,565/mo
Deposit HK$8.46M · loan HK$19.74M · min. income ≈ HK$211,176/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,774
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$119,375
−HK$3,659/mo
Today · 4.125%
HK$123,034
baseline
▲ 0.50% · 4.625%
HK$130,520
+HK$7,486/mo
Deposit HK$2.82M · loan HK$25.39M · min. income ≈ HK$246,068/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,797
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$132,251
−HK$3,504/mo
Today · 4.125%
HK$135,755
baseline
▲ 0.50% · 4.625%
HK$142,911
+HK$7,156/mo
Deposit HK$2.82M · loan HK$25.39M · min. income ≈ HK$271,510/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,198,787 · Scale 2, in force from 26 Feb 2026)