LTV · monthly repayment
▼ 0.50% · 3.625%
HK$643,205
−HK$40,334/mo
▼ 0.25% · 3.875%
HK$663,212
−HK$20,327/mo
Today · 4.125%
HK$683,539
baseline
▲ 0.50% · 4.625%
HK$725,131
+HK$41,592/mo
Deposit HK$141.04M · loan HK$141.04M · min. income ≈ HK$1,367,078/mo (50% DSR)
Upfront cash ≈ HK$159.37M (deposit + AVD stamp duty HK$18,334,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$715,559
−HK$38,659/mo
▼ 0.25% · 3.875%
HK$734,750
−HK$19,468/mo
Today · 4.125%
HK$754,218
baseline
▲ 0.50% · 4.625%
HK$793,974
+HK$39,756/mo
Deposit HK$141.04M · loan HK$141.04M · min. income ≈ HK$1,508,436/mo (50% DSR)
Upfront cash ≈ HK$159.37M (deposit + AVD stamp duty HK$18,334,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$771,846
−HK$48,401/mo
▼ 0.25% · 3.875%
HK$795,854
−HK$24,393/mo
Today · 4.125%
HK$820,247
baseline
▲ 0.50% · 4.625%
HK$870,157
+HK$49,910/mo
Deposit HK$112.83M · loan HK$169.25M · min. income ≈ HK$1,640,494/mo (50% DSR)
Upfront cash ≈ HK$131.17M (deposit + AVD stamp duty HK$18,334,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$858,670
−HK$46,392/mo
▼ 0.25% · 3.875%
HK$881,700
−HK$23,362/mo
Today · 4.125%
HK$905,062
baseline
▲ 0.50% · 4.625%
HK$952,769
+HK$47,707/mo
Deposit HK$112.83M · loan HK$169.25M · min. income ≈ HK$1,810,124/mo (50% DSR)
Upfront cash ≈ HK$131.17M (deposit + AVD stamp duty HK$18,334,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$900,486
−HK$56,469/mo
▼ 0.25% · 3.875%
HK$928,497
−HK$28,458/mo
Today · 4.125%
HK$956,955
baseline
▲ 0.50% · 4.625%
HK$1,015,183
+HK$58,228/mo
Deposit HK$84.62M · loan HK$197.45M · min. income ≈ HK$1,913,910/mo (50% DSR)
Upfront cash ≈ HK$102.96M (deposit + AVD stamp duty HK$18,334,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,001,782
−HK$54,123/mo
▼ 0.25% · 3.875%
HK$1,028,649
−HK$27,256/mo
Today · 4.125%
HK$1,055,905
baseline
▲ 0.50% · 4.625%
HK$1,111,564
+HK$55,659/mo
Deposit HK$84.62M · loan HK$197.45M · min. income ≈ HK$2,111,810/mo (50% DSR)
Upfront cash ≈ HK$102.96M (deposit + AVD stamp duty HK$18,334,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,157,768
−HK$72,603/mo
▼ 0.25% · 3.875%
HK$1,193,782
−HK$36,589/mo
Today · 4.125%
HK$1,230,371
baseline
▲ 0.50% · 4.625%
HK$1,305,236
+HK$74,865/mo
Deposit HK$28.21M · loan HK$253.87M · min. income ≈ HK$2,460,742/mo (50% DSR)
Upfront cash ≈ HK$46.54M (deposit + AVD stamp duty HK$18,334,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,288,006
−HK$69,587/mo
▼ 0.25% · 3.875%
HK$1,322,549
−HK$35,044/mo
Today · 4.125%
HK$1,357,593
baseline
▲ 0.50% · 4.625%
HK$1,429,153
+HK$71,560/mo
Deposit HK$28.21M · loan HK$253.87M · min. income ≈ HK$2,715,186/mo (50% DSR)
Upfront cash ≈ HK$46.54M (deposit + AVD stamp duty HK$18,334,912 · Scale 2, in force from 26 Feb 2026)