LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,334
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,335
−HK$2,033/mo
Today · 4.125%
HK$68,368
baseline
▲ 0.50% · 4.625%
HK$72,528
+HK$4,160/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$136,736/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,571
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,490
−HK$1,947/mo
Today · 4.125%
HK$75,437
baseline
▲ 0.50% · 4.625%
HK$79,414
+HK$3,977/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$150,874/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,200
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$79,602
−HK$2,440/mo
Today · 4.125%
HK$82,042
baseline
▲ 0.50% · 4.625%
HK$87,034
+HK$4,992/mo
Deposit HK$11.29M · loan HK$16.93M · min. income ≈ HK$164,084/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,199,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,885
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$88,188
−HK$2,337/mo
Today · 4.125%
HK$90,525
baseline
▲ 0.50% · 4.625%
HK$95,297
+HK$4,772/mo
Deposit HK$11.29M · loan HK$16.93M · min. income ≈ HK$181,050/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,199,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,067
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,869
−HK$2,846/mo
Today · 4.125%
HK$95,715
baseline
▲ 0.50% · 4.625%
HK$101,539
+HK$5,824/mo
Deposit HK$8.46M · loan HK$19.75M · min. income ≈ HK$191,430/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,199,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,199
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,886
−HK$2,726/mo
Today · 4.125%
HK$105,612
baseline
▲ 0.50% · 4.625%
HK$111,179
+HK$5,567/mo
Deposit HK$8.46M · loan HK$19.75M · min. income ≈ HK$211,224/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,199,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,801
−HK$7,261/mo
▼ 0.25% · 3.875%
HK$119,403
−HK$3,659/mo
Today · 4.125%
HK$123,062
baseline
▲ 0.50% · 4.625%
HK$130,550
+HK$7,488/mo
Deposit HK$2.82M · loan HK$25.39M · min. income ≈ HK$246,124/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,827
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$132,282
−HK$3,505/mo
Today · 4.125%
HK$135,787
baseline
▲ 0.50% · 4.625%
HK$142,945
+HK$7,158/mo
Deposit HK$2.82M · loan HK$25.39M · min. income ≈ HK$271,574/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,069 · Scale 2, in force from 26 Feb 2026)