LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,341
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,343
−HK$2,033/mo
Today · 4.125%
HK$68,376
baseline
▲ 0.50% · 4.625%
HK$72,537
+HK$4,161/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$136,752/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,579
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,499
−HK$1,947/mo
Today · 4.125%
HK$75,446
baseline
▲ 0.50% · 4.625%
HK$79,423
+HK$3,977/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$150,892/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,210
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$79,611
−HK$2,440/mo
Today · 4.125%
HK$82,051
baseline
▲ 0.50% · 4.625%
HK$87,044
+HK$4,993/mo
Deposit HK$11.29M · loan HK$16.93M · min. income ≈ HK$164,102/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,895
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$88,198
−HK$2,337/mo
Today · 4.125%
HK$90,535
baseline
▲ 0.50% · 4.625%
HK$95,308
+HK$4,773/mo
Deposit HK$11.29M · loan HK$16.93M · min. income ≈ HK$181,070/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,078
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,880
−HK$2,846/mo
Today · 4.125%
HK$95,726
baseline
▲ 0.50% · 4.625%
HK$101,551
+HK$5,825/mo
Deposit HK$8.47M · loan HK$19.75M · min. income ≈ HK$191,452/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,199,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,211
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,898
−HK$2,727/mo
Today · 4.125%
HK$105,625
baseline
▲ 0.50% · 4.625%
HK$111,192
+HK$5,567/mo
Deposit HK$8.47M · loan HK$19.75M · min. income ≈ HK$211,250/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,199,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,814
−HK$7,263/mo
▼ 0.25% · 3.875%
HK$119,417
−HK$3,660/mo
Today · 4.125%
HK$123,077
baseline
▲ 0.50% · 4.625%
HK$130,566
+HK$7,489/mo
Deposit HK$2.82M · loan HK$25.40M · min. income ≈ HK$246,154/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,842
−HK$6,961/mo
▼ 0.25% · 3.875%
HK$132,298
−HK$3,505/mo
Today · 4.125%
HK$135,803
baseline
▲ 0.50% · 4.625%
HK$142,962
+HK$7,159/mo
Deposit HK$2.82M · loan HK$25.40M · min. income ≈ HK$271,606/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,210 · Scale 2, in force from 26 Feb 2026)